PRACTICES OF BANKS FOR CREDITS TO BE GRANTED TO SMEs

While a certain definition has not been made for SMEs across the world yet, this is determined according to conditions of country where SME operates in. In general, companies defined as constitute 80%-90% overall economy, lead and drive both employment economy. study, in general or by banks challenges advantages be seen with BASEL III are addressed. Innovations brought effects these innovations on also mentioned. With field study conducted Istanbul province specifically, it aimed research source financing issues tools they use get over problem, possible problems may face their thoughts transition process. light survey findings, concluded that most enterprises operate clients Turkey, go through financial concerns mostly focus credit costs III, but them expect trouble-free III.